Terms and Conditions UK

The website located at https://haanuwise.com/ (‘Website’) and our related mobile or software applications (‘App’), as available, are owned and operated under the Haanuwise brand name (“Haanuwise”) for Haanuwise Technologies Ltd (formerly known as Kalkine Securities Limited), a private limited company, incorporated in England and Wales with company number 12398004 (‘Company’, ‘we’, ‘us’ and ‘our’) and its legally affiliated entities. Its registered office is at 52 Debden Road, Saffron Walden, Essex, CB 11 4AB.

These terms & conditions (“Terms of Use”) contain the terms, covenants, conditions, and provisions upon which you may access and use this Website and the content, including (without limitation) opinions, and other materials, tools, products, services, publications and information displayed on the Website or App.

These Terms of Use should be read in conjunction with our Privacy Policy  for information on how your personal information is collected, used, and shared. The Terms of Use and Privacy Policy together constitute an agreement between you and the Company.

Buying any service or product on our Website or any access to and use of this Website, our App and the products and services available through our Website and App (collectively “Services”) is subject to the following Terms of Use. Whenever you carry any transaction on our Website or by using the Services, you are agreeing to the Terms of Use, as may be updated by us from time to time. You should check this page regularly to take notice of any changes we may have made to the Terms of Use.

By continuing to use our Services, you agree to these Terms of Use as they apply to our Services and you will enter into an agreement with us:

• to access the Services.

• to use any digital content or application published by us; and

acknowledging the collection, use and sharing of personal information in accordance with the terms of our Privacy Policy.

Linked sites

Our Website or App may contain links to other websites (Linked Sites), which are not operated by us. We have no control over the Linked Sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. Your use of the Linked Sites will be subject to the terms contained within each such site.

Access our Services

In accessing our Services, you agree to: (a) provide true, accurate, current, and complete information about yourself; and (b) maintain and promptly update such information to keep it true, accurate, current, and complete. If you provide any information that is untrue, inaccurate, not current, or incomplete, or we have reasonable ground to suspect that such information is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your Services and refuse any and all current or future use of the Services.

Prohibitions

You must not misuse our Website or App. You must not:

• commit or encourage a criminal offence.

• transmit or distribute a virus, trojan, worm, logic bomb or any other material which is malicious, technologically harmful, in breach of confidence or in any way offensive or obscene.

• hack into any aspect of the Services; corrupt data; or cause annoyance to other users.

• infringe upon the rights of any other person.

• send any unsolicited advertising or promotional material, commonly referred to as “spam”; or

• attempt to affect the performance or functionality of any computer facilities of (or accessed through) our Website.

Breaching this provision may constitute a criminal offence and we may report any such breach to the relevant law enforcement authorities and disclose your identity to them.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, mobile device, mobile software, data, or other proprietary material due to your use of our Website or App or due to your downloading of any material posted on them, or on any Linked Sites.

Intellectual property, software, and content

The intellectual property rights in all software and content made available to you on or through our Website and App remain the property of the Company or its licensors and are protected by copyright and other intellectual property laws and treaties across the jurisdictions where the Company operates. All such rights are reserved by the Company and its licensors. You may store, print, and display the content supplied solely for the purpose as agreed between you and the Company. You are not permitted to publish, manipulate, distribute, or otherwise reproduce, in any format, any of the content or copies of the content supplied to you or which appears on our Website or App, nor may you use any such content contrary to the purpose agreed.

All content other than user content, including all features, software, graphics, design, code, compilation of user content, aggregate reviews and ratings, and all other components of the Services remain the property of the Company, or its licensors. The Services are protected by copyright, trademark, and other laws of the United Kingdom and foreign countries. Except as expressly provided in these Terms of Use, Company, exclusively owns all right, title and interest in and to the Website, App, and the Services, including all associated intellectual property rights. You will not remove, alter, or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Services.

All trademarks, service marks, logos, trade names and any other proprietary designations of Company, used herein are trademarks or registered trademarks of us, and may not be copied, imitated, or used, in whole or in part, without the prior written permission of the Company. All other trademarks, registered trademarks, product names and company names or logos mentioned in the Services are the property of their respective owners.

Copyright

All material published on our Services is owned or provided under licence by the Company and is protected by copyright and other intellectual property laws. Except as expressly provided in these Terms of Use, access to the Services does not grant you any form of intellectual property right or ownership over the contents of the Services.

You are granted only a limited, non-exclusive, revocable license to access the Services and to use this information solely for the purpose as agreed. For avoidance of doubt, you may not reproduce, retransmit, disseminate, sell, publish, broadcast, or circulate this information or use it in conjunction with creating, promoting, trading, or marketing any investment product without the prior, express written consent of the Company.

Information

The particulars on the Website and App has been prepared for informational purposes only and are not intended to be used as a complete source of information on any particular company. We do not guarantee the content, accuracy, or use of the content on the Website or the App. No information, whether oral or written, obtained by you from us or through or from the Service shall create any warranty not expressly stated.

We shall not be held liable for any losses you may incur by using the Services or information set out in our publications, market updates, news alerts, corporate profiles, Website or App. The information on the Website or App does not in any way endorse or recommend individuals, companies, their products, or services. The information is for knowledge purpose only and not a solicitation or recommendation to buy, sell or hold the stock of the company (or companies) or engage in any investment activity with them. We are neither authorized nor qualified to provide regulated investment advice or any other regulated services.

Our Liability to You

Nothing in these Terms of Use shall affect our liability for death or personal injury arising from negligence, fraudulent misrepresentation, misrepresentation as to a fundamental matter or any other liability which cannot be excluded or limited under applicable law.

To the maximum extent permitted by law, all warranties, and conditions whether express, implied, or statutory with respect to the provision of our Services are excluded.

We make no warranty, guarantee or representation about:

• the accuracy, reliability, completeness, or aptness of any information provided on or accessed via the Services.

• the merchantability or fitness for a particular purpose of any of the products or Services referred to or accessed via the Website, the App, or any Linked Sites.

• the security of any information you provide to us; or

• the Website, the App or any Linked Sites being free from viruses, the Services operating uninterrupted or error free and any errors or defects being corrected.

Where a guarantee, condition or warranty is unable to be excluded by law, we limit our liability to the resupply of the Services or the cost of having the Services resupplied.

Except for any legal responsibility that we cannot exclude or limit in law, (such as for death or personal injury) Company, its directors, officers, employees, consultants, agents, and affiliates are not liable for any loss or damage which you may suffer in connection with or arising out of or related to:

• the provision (or non-provision as the case may be) of any of our Services.

• your access to, or use or performance of, our Services, Website, the App or Linked Sites; or

• your access to, or use or reliance on information provided in or accessed via our Services, Website, App or Linked Sites, in excess of the amount, if any, paid by you to us for use of our Services.

Company, its directors, officers, employees, consultants, agents, and affiliates are not responsible or liable for any indirect, consequential or loss or damage that is not foreseeable, damages for loss of business profits, business interruption, loss of business information, that may arise from the use of (or failure to use) or reliance on the Services.

Your Liability to Us

You will be responsible to us in respect of any loss, cost, damage, or expense we suffer as a result of:

1.  your breach of these Terms of Use.

2.  your access to, or use or performance of our Services or Website in breach of these Terms of Use; or

3.  reliance by you on any information provided on or accessed via our Services or the Website contrary to these Terms of Use.

Waiver

1.  If we, fail to exercise or delay in exercising any right, power, or remedy, we do not waive the right, power, or remedy.

2.  If we do not act in relation to a breach by you of these Terms of Use, this does not waive our right to act with respect to that breach or subsequent or similar breaches.

Quality of Service

The quality and availability of our Services may sometimes be affected or disrupted by factors outside our reasonable control. Such factors can include interruptions to internet services suffered by us, you or other communications carriage service providers through which our Services are hosted, accessed, or administered, lack of capacity and faults in other telecommunications networks to which we are connected.

Termination and/or Suspension

Please note that if you breach these Terms of Use, we may take steps that could include:

• contacting you to notify you.

• immediately suspending or terminating your access to our Services taking legal action against you; or

• disclosing information to law enforcement or regulatory authorities as necessary for us to comply with our statutory or regulatory obligations.

We may, if necessary, terminate these Terms of Use, if we reasonably believe that you have infringed any intellectual property in connection with the Services, there is a security risk to our network or systems, or you are in breach of these Terms of Use or another agreement with us.

Assignment and Transfer

These Terms of Use, and any rights under these Terms of Use, cannot be transferred or assigned by you to a third party without our prior written consent. We may not agree to a proposed transfer without reasonable evidence that our rights and obligations under these Terms of Use will not be affected. You agree that we may transfer our rights and obligations under these Terms of Use to another organization. We will always notify you if this happens and we will ensure that the transfer will not affect your rights under these Terms of Use.

Third-party rights

Unless expressly stated otherwise, nobody else has any rights under these Terms of Use. This agreement is between you and us. No other person shall have any right to enforce any of its terms. Neither of us will need to get the agreement of any other person in order to end the agreement or make any changes to these Terms of Use. 

Severability

If any provision of these Terms of Use is found to be illegal, invalid, or unenforceable by a court of law in respect of a jurisdiction, then that provision will not apply in that jurisdiction and is deemed not to have been included in the Terms of Use in that jurisdiction. This will not affect the remaining provisions.

Applicable Laws

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales and any disputes (including non-contractual disputes or claims) arising out of or in connection with these Terms of Use will be dealt with by the English Courts.

Although our Services are accessible worldwide, not all features, products or services discussed, referenced, provided or offered through or on the Website are available to all persons or in all geographic locations, or appropriate or available for use outside the UK. We reserve the right to limit, in our sole discretion, the provision and quantity of any feature of Service or Service to any person or geographic area. Any offer for any feature of Service or Service made on the Website is void where prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.

Changes to Terms of Use

We may modify, update, or otherwise alter the Terms of Use at any time. If we do, the new Terms of Use will be posted on our Website. You should check this page regularly to take notice of any changes we may have made to the Terms of Use.

Examples of reasons why we would need to make changes to these Terms of Use include:

• to reflect updates to the functionality, security, options of the Services.

• to reflect reasonable changes to the way we run our business because of a change in industries, in technology, or in the systems we use; or

• to reflect legal or regulatory requirements that apply to us.

Your subsequent or continued use of the Website/ App and/or receipt of our emails, will constitute your acceptance of any changes. If you do not accept the updated Terms of Use you may not be permitted to continue to use our Services. As you are bound by these Terms of Use, we recommend that you periodically refer to them.

If you have any queries relating to these Terms of Use or wish to end your agreement to these Terms of Use because of one of the changes we have made, please contact our customer service department.

Please email: [email protected]

You can also write to us at:  63, St Mary Axe, London EC3A 8AA.

Last Updated: 6^th April 2024